Midwest Insurance Partners

Personalized Auto, Home & Business Insurance

Personalized Auto, Home & Business InsurancePersonalized Auto, Home & Business InsurancePersonalized Auto, Home & Business Insurance

 As an independent agency, we shop multiple top-rated carriers to find coverage that fits your life — not a one-size-fits-all

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About Us

Assessing Need

Unforeseen events and the wrong insurance coverage can spell trouble quickly. As an independent insurance broker, we partner with a variety of highly rated insurance carriers.  We partner with multiple top insurance carriers so you get customized coverage that fits your goals — with honest guidance at every step.   


Building Relationships

When it comes to insurance, one size doesn't fit all. 

Call us today for your personalized business or individual assessment and find out how we can help protect your important assets and the people you love.

Our Mission

Our mission is to help individuals, families, and businesses make confident insurance decisions. As an independent insurance agency, we compare multiple top-rated carriers to provide personalized auto, home, and business insurance solutions — always putting our clients’ best interests first. 

Services

Auto Insurance

Commercial Insurance

Auto Insurance

Covers vehicles against damages, theft, and liability in case of accidents. We help our clients find policies that suit their driving habits and vehicle types, at the lowest possible price.

Home Insurance

Commercial Insurance

Auto Insurance

Protects homes and personal property from risks such as fire, theft, and natural disasters. Midwest Insurance Partners will assist in selecting coverage that reflects the value of the home and its contents, at the best pricing possible.

Commercial Insurance

Commercial Insurance

Commercial Insurance

Covers your business ensuring you can focus on growing while keeping your business protected.  We have the knowledge and expertise to identify ways to properly insure your business. 

Life Insurance

Specialty Insurance

Commercial Insurance

Financial support to beneficiaries upon the policyholder's death. Midwest Insurance Partners can help you decide between term and whole life insurance to ensure you have the right coverage based on your needs.

Specialty Insurance

Specialty Insurance

Specialty Insurance

Includes unique policies for specific needs, such as pet insurance, event insurance, or high-value items insurance. 

Retirement

Specialty Insurance

Specialty Insurance

Midwest Insurance Partners will guide you through the complexities of retirement planning, helping you achieve financial security and peace of mind for your future.  

Our Team

Damon Mull

Senior Sales Manager

(630) 439-7979

Damon@MidwestAdvice.com

 

Tanya Mull

Customer Service Manager

Tanya@MidwestAdvice.com

Nick Mohlman

Agent

Nick@MidwestAdvice.com

Frequently Asked Questions

 There are several ways to reduce premiums without sacrificing important coverage:

  • Increase deductibles where it makes sense
  • Bundle home and auto policies
  • Review coverage limits to avoid over-insuring
  • Ask about discounts (new roof, good student, protective devices, etc.)
  • Shop carriers periodically—rates change even if you don’t

We focus on finding the right balance between price and protection, not just the cheapest option.

 Insurance premiums are based on risk. Common factors that affect insurance rates include:

  • Driving record and claims history
  • Home claims history 
  • Location and ZIP code 
  • Credit-based insurance score 
  • Vehicle type, safety features, and repair costs
  • Home age, roof type, and construction 
  • Coverage limits and deductibles 
  • Mileage and vehicle usage 
  • Household drivers 
  • Carrier-wide rate increases due to inflation or weather losses


Even if nothing about you changes, insurance rates can still increase due to market conditions.

Dwelling coverage is based on rebuilding cost, not market value.

Your home’s market value includes land, location, and demand—things that don’t factor into insurance. Dwelling coverage reflects:

  • Construction materials and labor costs 
  • Local building costs
  • Code upgrades required after a loss (older homes)

It often costs more to rebuild a home than to sell it, which is why the dwelling amount can be higher than the home’s purchase price or appraised value.

When you switch homeowners insurance and have an escrowed mortgage, a few steps are important:

  • Your new insurance policy must list your mortgage company correctly 
  • The new carrier sends proof of insurance to the lender
  • Your lender updates the escrow account to pay the new policy
  • The refund from the previous policy should be deposited back into your escrow account. 

We coordinate this entire process to make sure there’s no lapse in coverage and no confusion with your lender.

To file a claim, contact our office or your insurance company directly. You will typically need to provide your policy number, details of the incident, any relevant documentation (such as photos or police reports), and a description of damages or losses incurred.

 Generally, all licensed drivers living in your household should be listed on your auto policy—even if they don’t drive your car regularly.

This helps:

  • Avoid coverage issues at claim time 
  • Ensure the policy is priced correctly
  • Prevent claim denials due to undisclosed drivers

Drivers who never operate your vehicle may be listed as “excluded” or “non-drivers,” depending on the situation and carrier rules.

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Midwest Insurance Partners

33 East Hattendorf Avenue, Roselle, Illinois 60172, United States

(630) 439-7979 office@midwestadvice.com

Hours

Monday - Friday: 8am - 5pm

Saturday: By Appointment

Sunday: Closed

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